Tula Pay · FeesWhat you send
What you send
is what arrives.
Every fee, on every rail Tula Pay uses, listed here before you ever need to guess. No hidden cuts, no surprise deductions at the confirm screen.
Every rail, at a glance
Rounded, representative bands. Larger or unusual amounts may fall slightly outside these — the confirm screen always has the last word.
Tula → Tula
Sending to anyone else on Tula, any amount
Any amountFree
M-Pesa / Airtel Money
Cash-out to a mobile money wallet
Up to 100Free
101 – 1,500KES 12
1,501 – 5,000KES 17
5,001 – 15,000KES 21
15,001+KES 24 – 25
Any bank (PesaLink)
Instant transfer to any Kenyan bank account
Up to 1,000Free
1,001 – 999,999KES 30
Paybill / Till
Paying a business or shop
Up to 500KES 8 – 20
501 – 5,000KES 20 – 47
5,001 – 50,000KES 56 – 126
50,001+KES 127
Cash withdrawal
Pulling cash out from your Tula balance
Any amountFree
International transfer
Sending abroad via SWIFT, in local or foreign currency
Varies by currencyShown before sending
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If we can't show you the fee before you confirm, we don't charge it. That's the whole policy — not a slogan, a rule our own checkout is built to follow.